Yes, regardless of Essex Bank’s operating conditions, your money is insured by the FDIC. Deposits with an FDIC-insured bank or savings institution will continue to be protected up to at least $250,000.
Please see additional information regarding deposit insurance.
Yes, the Federal Reserve System has and will continue to meet the currency needs of banking customers. Be assured that sufficient resources are available to handle your needs.
Essex Bank will continue to ensure that you have access to your funds either directly or electronically, and inside an FDIC-insured bank, your funds are protected by the FDIC. Keep in mind, the safest place for your money is inside a bank.
Please speak with your local bank manager or account officer. Additionally, you can go to https://www.fdic.gov/deposit/, and the FDIC has a number of deposit insurance resources to help you determine your deposit insurance coverage.
No, Essex Bank does require an account to cash a check. However, we do offer the ability to schedule an appointment with our bankers to open an account or you can open an account online.
No, Essex Bank will not increase ATM fees during the Coronavirus (COVID-19) Pandemic. Additionally, Essex Bank offers accounts with ATM fee reimbursements.
Our drive-ups and ATM's will remain accessible to service your cash needs.
You can use Essex Bank's person-to-person transfer service within online banking.
Protect your personal and financial information. Some people may take advantage of COVID-19 by using fraudulent websites, phone calls, emails, and text messages claiming to offer "help" but maybe trying to trick people into providing Social Security numbers, bank account numbers, and other valuable details. Do not divulge your bank or credit card numbers or other personal information over the phone unless you initiated the conversation with the other party, and you know that it is a reputable organization. In addition, you should be cautious about online solicitations. Be on guard against imposters who contact you claiming to be government employees or volunteers and who ask for personal financial information or money. Reject offers to cash a check for someone in exchange for a fee, even if the bank makes the funds available to you right away, as it may later turn out that the check was fraudulent.
Contact your employer to ensure that payroll operations are functioning as normal and to verify that funds were sent to the correct account.
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