If you have a savings goal in mind, we have a basic tiered account for you. Get the most out of your money with our Prosperity Savings account.
*Interest rates are set by Essex Bank and are subject to periodic adjustments.
**Quicken® and QuickBooks™ are trademarks and service marks of Intuit, Inc, registered in the United States and other countries.
***Federal regulations limit the number of withdrawals and transfers to six (6) per month for: checks, drafts or debit card transactions; online and mobile banking transfers or payments; and automatic, pre-authorized, or telephone transfers. If you routinely exceed these limits we may close the account or convert to another type of account. There is no regulatory limit to the number of withdrawals and transfers made in person, by mail, or by ATM, however all withdrawals and transfers in excess of eighteen (18) per statement cycle (quarter) will be subject to a $5.00 Excessive Withdrawal Fee.
Funds Availability Policy
Our general policy is to allow you to withdraw funds deposited in your account by cash, check, wire transfer, and electronic direct deposit on the same business day that we receive your deposit. In some cases, we may delay your ability to withdraw funds made by checks beyond the same business day. Then, the funds will generally be available by the second business day after the day of deposit.
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