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A Veterans Administration (VA) mortgage can provide veterans, active duty, reserves and National Guard personnel with special benefits when it comes to purchasing or refinancing a home.
*Please be advised that 100% financing will result in no equity until the loan principal amount is paid down through regular mortgage payments and/or the property appreciates in value. If property values decline, you could owe more than your property's value.
**Loan is subject to credit and other VA qualification requirements. Not all applicants will qualify. Typically a "funding fee" will be charged from the VA for all non-disabled veterans and can usually be financed. Contact your local Essex Bank Mortgage Consultant for additional information.